So you have a 30 year fixed mortgage and your payment just went up. This must be a clerical error correct? Not necessarily. More people than ever are reporting that their mortgage payment has gone up. This is due to to rapidly rising homeowner's insurance and property taxes. Home insurance nationwide has skyrocketed. Some major carriers have opted to stop coverage in some states. In Colorado, property taxes have also began to increase rapidly. This has created a financial hardship for many families, who don't have disposable incomes to handle the increase. If you are in over your head in debt, reach out to discuss a debt consolidation solution to decrease your overall monthly debt.